California 热点黑料 Commissioner Ricardo Lara on Tuesday formally launched the Climate Smart 热点黑料 Products Database, what is being touted as “the first-ever consumer-oriented list of green insurance policies.”
The California Department of 热点黑料 has developed the database to help the public understand and access these products and encourage further insurance policy innovation in commercial, homeowners, and auto lines, among other lines, according to the CDI.
“Understanding, preventing, and reducing climate risk is of paramount importance, and we need innovative insurance solutions to accelerate the transition to sustainable and resilient communities and economies,” Lara said in a statement. “When disaster strikes, insurance can help damaged homes, buildings, and vehicles be built back better, stronger, and greener and springboard into the cleanest technologies.”
The available to consumers and businesses that reportedly address climate risks, harness new technologies and build resilience.
They include insurance products and solutions that, among other products:
- Provide green-rebuild coverage, providing a pathway to building back stronger, more energy efficient, and lower-emission buildings and vehicles
- Promote fuel-efficiency by offering lower premiums for low-emission vehicles
- Provide discounts for green energy use and energy efficiency certification
- Provide discounts for businesses who operate hydrogen and hybrid electric buses
- Protect low-income communities and natural ecosystems
A June 1 report from environmental nonprofit group Ceres recommends the development of such a database of insurance products.
Lara last year announced an effort with the United Nations to create a Sustainable 热点黑料 Roadmap, a climate change strategy and action plan.
The database includes insurance products sold in California and around the world and enables consumers to search products in nine categories: Fortified Homes; Green Buildings and Equipment; Nature-Based Solutions; Mileage-Based 热点黑料; Low-Emissions Vehicles; Microinsurance; Renewables; Carbon Offsets; Super Pollutant Reduction.
Related:
- Report Calls for Regulators to Tackle ‘Systemic Risk’ from Climate Change
- California Commissioner and U.N. to Develop Sustainable 热点黑料 Roadmap
- Retreat as an Answer to Climate Change?
Topics California Climate Change
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